Is Solar Worth It in New York?
Yes — New York is a strong market for residential solar.
NY-Sun, net metering, and value stack (where applicable) support payback in 6–9 years.
Average Cost of Solar in New York (2026)
The total cost of a residential solar system depends on system size, roof type, and installer pricing.
Typical 6–8 kW system:
- Average cost before incentives: $16,000 – $24,000
- Federal tax credit (30%): -$4,800 – $7,200
- Average net cost after federal credit: $11,200 – $16,800
The federal 30% Residential Clean Energy Credit is administered through the Internal Revenue Service.
Typical systems are 6–8 kW.
Solar Incentives in New York
1. Federal Solar Tax Credit (30%)
30% of installation costs deductible from federal taxes.
2. Net Metering
New York has net metering; credits for excess generation.
3. NY-Sun
State solar incentive program; check current incentive levels at NY-Sun or DSIRE.
4. Property Tax Exemption
Solar installations are exempt from property tax increases for 15 years in many areas.
Electricity Rates in New York
New York residential rates are among the highest in the nation.
A typical New York homeowner spends $1,800–$2,800 per year on electricity.
Solar can offset most or all of this cost.
Payback Period in New York
Most homeowners see:
- Payback period: 6–9 years
- 25-year savings: $35,000–$70,000+
Savings depend on roof orientation, local utility rates, system size, and financing method.
Best Cities for Solar in New York
Solar performs well statewide, but adoption is strongest in:
- New York City
- Buffalo
- Rochester
- Yonkers
- Syracuse
Suburban homes with south-facing roofs tend to achieve the highest ROI.
Is Solar Worth It in New York? (Summary)
Solar makes the most sense if:
- You plan to stay 6+ years
- Your roof gets good sun
- Your bills exceed $150/month
- You qualify for the federal tax credit
Solar is a strong fit for most New York homeowners.
How to Calculate Your New York Solar Savings
Every home is different.
To get a personalized estimate, use the calculator on this page: enter your ZIP, monthly bill, and optional system size to see projected savings and payback.